Credit Risk Manager Job at Private - Career Opportunity in Ghana
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558 Days Ago
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Vacancy title:
Credit Risk Manager

[ Type: FULL TIME , Industry: Banking , Category: Accounting & Finance ]

Jobs at:

Private

Deadline of this Job:
15 June 2021  

Duty Station:
Within Ghana , Osu , West Africa

Summary
Date Posted: Monday, May 17, 2021 , Base Salary: Not Disclosed


JOB DETAILS:
Credit Risk Manager

Company: Confidential
Industry: Banking/Investment
Category: Banking
Location: Osu
Job Status: Full-time
Salary: 7000
Education: Bachelors Degree
Experience: 5 years
Job Expires: Jun 15, 2021

Job Description
• Ensure the Institution’s portfolio quality is within acceptable standard.
• Ensure Team Coherence and take Lead in responsibilities.
• Reduce income leakage by championing the automation of all income lines.
• Monitor post disbursement conditions, track all deferrals and work with Credit Team to ensure compliance.
• Ensure timely portfolio quality reports to Management on weekly and monthly basis, or as and when required.
• Prepare and coordinate the required regulatory reports on portfolio quality on time and avoid any delays in submission.
• Conduct periodic collateral inspection to ensure security accepted at inception of facilities are always unencumbered and protected.
• Interact with customers to understand their business cycles for effective monitoring.
• Improve workflow between credit monitoring and the Credit team to build a robust credit monitoring framework.
• Supervise closely the Credit Monitoring team to limit the number of Early Warning Accounts migrating to Recoveries.
• Avoid delays in review of loans, comply with Service Legal Agreement
• Ensure compliance to regulatory standards (limits)
• Update the Management Approval Register on daily basis, to keep up to date record of all approvals granted by management.
• Conduct periodic assessment of the portfolio to ensure the institution will be able to withstand external and internal shocks.

Required Skills or Experience
• University Degree-holder finance, accounting, or related disciplines.
• Minimum 5 years of relevant working experience in the financial services industry
• A master’s degree is an added advantage.
• A sound understanding of Credit Risk Management principles and philosophy.
• Digitally competent, utilizing technology to reduce cost and improve services.
• Ability to effectively identify issues, analyze the problems and root causes and provide solutions.
• Ability to communicate and work with people at different levels and from different background.
• A keen and effective team player with excellent inter-personal skills
• Ability to understand and interpret financial information and principles.
• Excellent knowledge of MS office with significant report writing skills and presentation.

Work Hours: 8


Experience in Months: 60

Level of Education:
Bachelor Degree

 

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Job Info
Job Category: Accounting/ Finance jobs in Ghana
Job Type: Full-time
Deadline of this Job: 15 June 2021
Duty Station: Osu
Posted: 17-05-2021
No of Jobs: 1
Start Publishing: 17-05-2021
Stop Publishing (Put date of 2030): 17-05-2065
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