Credit Manager/Sanctioner job at Absa Bank
Website :
61 Days Ago
Linkedid Twitter Share on facebook

Vacancy title:
Credit Manager/Sanctioner

[ Type: FULL TIME , Industry: Banking , Category: Accounting & Finance ]

Jobs at:

Absa Bank

Deadline of this Job:
08 May 2022  

Duty Station:
Within Ghana , Accra , West Africa

Summary
Date Posted: Monday, May 02, 2022 , Base Salary: Not Disclosed

Similar Jobs in Ghana
Learn more about Absa Bank
Absa Bank jobs in Ghana

JOB DETAILS:
Job Description
With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

Job Summary
• A credit professional responsible for credit risk structuring of transactions and sanctioning covering multiple industry sectors within defined discretionary limits.
• Support the Corporate Credit team in providing credit input to Absa Bank of Ghana Limited (ABGL), delivering a World-Class Credit service and contributing towards achievement of the team’s risk and business objectives.
• Ensuring the optimal quality of the credit portfolio by application of best practice in decision-making, to a maximum defined personal lending discretion.
Accountability: Credit Risk Management
Time split %: 60-70%
Outputs:
• Ensure the highest standard of credit quality through the structure, sanctioning, monitoring and control of credit applications. Maintenance of these standards both personally and as part of the Corporate Credit Team.
• Sole lending discretion, ABGL linked up to a defined maximum (depending on personal experience/accreditation).
• Exercise judgment and discretion in the evaluation and approval/decline of higher risk classification credit proposals.
• Provide feeds into business and credit policy development, where appropriate.
• Provide feeds into credit process development, where appropriate.
• Implementation and ongoing delivery of business and credit policies and processes.
• Responsibility for personal adherence to governance, compliance and lending portfolio controls. Ensuring own conformance to policy and procedures within the Corporate Credit Function, including proactive management of agreed responsibilities for Data Integrity.
• Maintain interactive relationship with Credit Risk Coaching & Support Team and Conformance Team.
• Advise on risk reward and challenge pricing where appropriate.
Accountability: Business Risk Partnership
Time split %: 20-30%
Outputs:
• Deliver service in line with agreed business needs.
• Work in partnership with Country colleagues and proactively anticipate, respond to and seek to exceed the expectations of customers.
• Work with Country colleagues, providing post application based coaching and discussion, where appropriate to ensure effective development and delivery of bespoke Risk solutions for customers.
• Proactively contribute to embedding agreed change management initiatives in support of process and quality improvements, cost reductions and development of people.
• Contribute towards the Team operating within cost budgets making recommendations for ‘working smarter’.
Accountability: Staff Management
Outputs:
• Drive proactive application of Absa Behaviours both personally and throughout the team and coach and support CCM within the Team.
Accountability
Risk & Control Time Split: 5-10%
• Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise-Wide Risk Management Framework and internal Absa Policies and Policy Standards
• Understand and manage risks and risk events (incidents) relevant to the role.

Education
Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)


Job Experience: No Requirements

Work Hours: 8


Level of Education:
Bachelor Degree

Job application procedure
click here to apply

All Jobs

QUICK ALERT SUBSCRIPTION

Job Info
Job Category: Accounting/ Finance jobs in Ghana
Job Type: Full-time
Deadline of this Job: 08 May 2022
Duty Station: Accra
Posted: 03-05-2022
No of Jobs: 1
Start Publishing: 03-05-2022
Stop Publishing (Put date of 2030): 03-05-2065
Apply Now

Notification Board:

Join a Focused Community on job search to uncover both advertised and non-advertised jobs that you may not be aware of. A jobs WhatsApp Group Community can ensure that you know the opportunities happening around you and a jobs Facebook Group Community provides an opportunity to discuss with employers who need to fill urgent position. Click the links to join. You can view previously sent Email Alerts here incase you missed them and Subscribe so that you never miss out.

Caution: Never Pay Money in a Recruitment Process.

Some smart scams can trick you into paying for Psychometric Tests.